High Value & Custom Homes

At Priority Insurance Associates, we recognize the unique personal coverage needs of high net worth individuals and every homeowner should have a customized insurance program. This isn’t more true than that for owners of high valued or custom homes. These homes often involve custom construction and appointments and many insurance companies are not properly prepared to handle these challenging claims.

We understand the differences involved in insuring high valued homes and we partner with insurance companies that make it their business to focus on them as well. 

Some of the areas of concern we focus on when discussing insurance portfolios: 

  • How much insurance do I need? We partner with insurance companies that are very comfortable with high valued homes and doing a detailed home insurance replacement estimate is just part of their standard practice. Let us help you to understand what the true cost to replace your home is so you are prepared.
  • Our specialized team is prepared to explore your potential needs to protect:
    • Smart Homes, Condos, Second/Vacation Homes, Gentleman’s Ranches, Acreage
    • Automobiles, Collectible Cars, and Recreation Vehicles
    • Jewelry, Watches, and Furs
    • Fine Art Collectibles and Collections
    • Wine Collections
    • Gun Collections
    • Antiques, China, and Silverware
    • Electronics such as computers and cameras
    • Watercraft and Yachts
    • Umbrella / Excess Liability Protection
    • Family Security (Kidnap & Ransom Coverage)
    • Personal Injury Coverage
    • Employment Practices Liability (EPLI)
    • Cyber Insurance 

Our dedicated team is available to assist not only with your custom home, but with all of your personal insurance needs. We’re here to help. 

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